Disclaimer
Past performance does not guarantee future results.
Financial planning involves risk and individual results may vary significantly.
Important Information
This disclaimer governs your use of our website and consultation services. By accessing morenavelios.com, you acknowledge and agree to these terms. Please read this information carefully before proceeding.
Your continued use of this website constitutes acceptance of all terms outlined in this disclaimer.
General Disclaimer
The information provided on this website is for general informational purposes only. While we strive for accuracy, we make no representations or warranties of any kind regarding the completeness or reliability of information presented.
Content on this website does not constitute professional financial advice and should not be relied upon as such.
Individual results may vary and depend on personal circumstances, market conditions, and commitment to recommended strategies.
Limitation of Liability
To the maximum extent permitted by Australian law, morenavelios limits its liability as follows:
- • We exclude all liability for indirect, consequential, or special damages arising from use of our services.
- • We are not liable for any loss of profits, revenue, or business opportunities.
- • We exclude liability for errors, omissions, or interruptions in service delivery.
- • We are not responsible for third-party content or external website links.
- • We exclude liability for any damages exceeding the amount paid for our consultation services.
Our total liability is capped at the consultation fee paid in the 12 months preceding any claim.
Information Accuracy
While we endeavour to ensure information accuracy, we cannot guarantee that all content is current, complete, or error-free. Market conditions and regulations change frequently.
Information is provided "as is" without warranties of any kind, express or implied.
We reserve the right to modify, update, or remove content without notice.
Financial Services Disclaimer
Our consultation services focus on general financial planning discussions and analytical reviews. We do not provide specific investment recommendations or manage client funds directly.
Consultations do not constitute personal financial advice as defined under Australian financial services legislation.
All financial decisions carry inherent risks, and past performance does not indicate future results.
Always seek independent professional advice before making financial decisions based on our consultations.
External Links and Third-Party Content
Our website may contain links to external websites and third-party resources for informational purposes only.
Links to external sites do not constitute endorsement of their content, products, or services.
We are not responsible for the accuracy, availability, or content of external websites.
Client Testimonials and Case Studies
Client testimonials and case studies represent individual experiences and should not be considered typical results.
Results vary significantly based on personal circumstances, commitment, and market conditions.
Testimonials do not guarantee similar outcomes for future clients.
Errors and Omissions
Despite our best efforts, this website may contain technical inaccuracies, typographical errors, or outdated information.
We appreciate notification of any errors and will endeavour to correct them promptly.
User Indemnification
By using our services, you agree to indemnify morenavelios against any claims, losses, or damages arising from your use of our website or consultation services.
This includes legal costs and expenses incurred in defending against third-party claims.
Governing Law and Jurisdiction
This disclaimer is governed by Australian law and the laws of the state where our services are provided.
Any disputes arising from this disclaimer will be subject to the jurisdiction of Australian courts.
Local state and territory laws may impose additional requirements or variations to these terms.
Where state laws conflict with these terms, the more restrictive provisions will apply.
We encourage resolution of disputes through good faith discussion before pursuing legal action.
Severability Clause
If any provision of this disclaimer is found unenforceable, the remaining provisions continue in full force and effect.
Changes to This Disclaimer
We reserve the right to modify this disclaimer at any time without prior notice. Changes become effective immediately upon posting to our website.
Continued use of our services after changes constitutes acceptance of the modified terms.
Contact Information
For questions regarding this disclaimer or our consultation services, please contact us using the following details:
Company: morenavelios
Address: 127 Collins Street, Melbourne VIC 3000
Email: contact@morenavelios.com
Phone: +61 943 900 796
Last updated: August 30, 2025
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Professional financial planning consultation services helping Australians discover smarter approaches to wealth planning and financial strategy development.: Professional financial planning consultation services helping Australians discover smarter approaches to wealth planning and financial strategy development.:
Professional financial planning consultation services helping Australians discover smarter approaches to wealth planning and financial strategy development.: Professional financial planning consultation services helping Australians discover smarter approaches to wealth planning and financial strategy development.